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Jessica Belén
The communal bank "Unión y Trabajo" meets every 15 days in the city of Manta. This is a city that is known for beautiful beaches that attract visitors in every season of the year; it's a city with unparalleled beauty and many tourist attractions.

Jessica, 20, lives here in a common-law marriage which has produced a daughter who is a year and a half. Her husband is a security guard.

Jessica is a housewife who, in order to obtain her own resources and help her husband with the household expenses, has a business selling Avon products. Avon products include beauty products, cosmetics, perfumes and accessories for women. She works 3 days a week for 2 to 3 hours per day. She has to take her small daughter with her when she goes out to make her sales, since she doesn't have anyone she could leave her with. This is a bit uncomfortable, but she must do it, because her husband's earnings are not sufficient to cover all of the family's expenses. She sells her products on credit and collects every 8 days. She has had this business for more than 3 years now, and it is going very well for her. What she sells the most are cosmetics, since she says that they are very good products.

This loan will be used to buy perfumes, creams, cosmetics and accessories. This is the 6th loan cycle for this communal bank, and she likes it because the payments on the loans are easy to make.

Her dreams are to continue to make progress with her business and to improve her life.

In this photograph, she is the member with a daughter.
View original language description ↓
El Banco Comunal Unión y Trabajo se reúne cada 15 días en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar vive la señora Jessica, tiene 20 años de edad y mantiene una relación de unión libre de la cual tiene una hija de 1 año y seis meses. El marido es guardia de seguridad.

Ella es un ama de casa que para obtener sus propios recursos y con esto ayudar a su esposo con los gastos del hogar se dedica a la venta de productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al día, ella tiene que llevar a su pequeña hija cuando realiza sus ventas ya que no tiene donde dejarla lo cual es un poco incomodo pero que aun así tiene que hacerlo ya que a su esposo no le alcanza para todos los gastos, deja sus productos a crédito y cobra cada ocho días. Tiene más de tres años que se dedica a esta actividad y le va muy bien, lo que más vende son los cosméticos ya que según dice son muy buenos.

Este crédito es para comprar perfumes, cremas, cosméticos y bisutería. Este es el sexto ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Sus sueños son seguir adelante en su negocio y mejorar su vida.

En la foto está la socia con su hija.

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Jessica Belén to buy perfumes, creams, cosmetics and accessories.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 19, 2012
Listed
Jan 28, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2012