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Las Unidas Group
In this Group: Juan Jose, Karla Vanessa, Elena, Jannel, Delia, Reina, Alicia, Celia, Cinthia, Angelica Arely
The community bank Las Unidas is entering into it's first loan cycle. There are 10 members and they live in the La Guardia area. They run various businesses.
The president is Jannel, who is 18 years old and has lived in the area for 4 years. She works selling clothes from her home and also to various institutions including the university. She studies at night and sells her products in the morning. She is a very hardworking and responsible young person as she works at both her business and her studies. She will use the money from the loan to buy seasonal clothing in bulk. She feels very grateful for the micro loan institution for the support that it has offered her to help her be successful as this is the first activity she has taken on to cover her personal expenses and studies.

View original language description ↓
El banco de emprendimiento las Unidas entrando a su 1er ciclo conformado por 10 integrantes que viven en la zona de la Guardia, cuentan con negocio y actividad.
La presidenta es la Sra. Jannel de edad de 18 años vive en la zona hace 4 años, su actividad es la venta de ropa en su mismo domicilio también ofrece a distintas instituciones, y aprovecha para ofrecer en la universidad, Ya que ella estudia por las noches y en la mañana ofrece sus productos, es una persona joven y muy trabajadora, responsable ya que tiene que dedicarse a su negocio y sus estudios, con el dinero del crédito comprara mercadería ropa de temporada por cantidad, se siente muy agradecida con la institución por el apoyo que le brinda para salir adelante ya que esta es la única actividad a la que se dedica para mantener sus gastos personales y de estudios.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 204
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Unidas Group's $3,950 loan helped a member to buy seasonal clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Jan 28, 2012
Currency Exchange Loss:
Jul 15, 2012