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Hel O., 54, is a mother of three children and works as farmer growing a variety of vegetables and raising pigs. She normally earns $2.66 a day. Her husband works as house builder, earning around $1.66 a day. Two of their daughters are garment workers in Phnom Penh City earning about $70 each a month. Their son is married and lives away from home. To improve her business, Hel O. is requesting a $300 loan to purchase a motor-bike for transporting pigs to sell in other villages.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $38,023,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Hel to purchase a motor-bike to transport pigs for selling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 20, 2008
Mar 6, 2008
Currency Exchange Loss:
Oct 15, 2009