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Maria Emerita
Maria Emérita, age 33, is single because she is a widow. She has three children, ages 12, 8, and 3, and they go to school. She lives with her family in the Colonia Monterrey in Choloma, Cortes.

Maria Emérita used to sell new and used clothes. She has always been a very hard-working woman. She has had her own business for four years. She sells fast food like chicken with sliced plantains, pastries, tacos, “baleadas” (flour tortillas with beans, eggs, butter, cheese and meat), etc. and lunches. This business has generated good income, and she has been able to cover her children’s basic necessities. She sees to her business from six in the morning until eight at night.

Her business has been getting better with the loan and the earnings that she has reinvested in it. She is now requesting a loan for 15,000 lempiras to buy supplies to make food. She will buy ingredients like flour, beans, rice, condiments, and meat.

Her plan is to maintain a good clientele so that her business generates the income needed by the household and that it becomes self-sustainable.
View original language description ↓
Maria Emérita tiene 33 años de edad, es soltera por viudez, y tiene 3 hijos que estudian con edades de 12, 8 y 3 años, vive con su familia en la Colonia Monterrey de choloma, cortes.
Maria Emérita se dedicaba a la venta de ropa nueva y usada, siempre ha sido una mujer muy trabajadora. Hace 4 años que realiza su propia actividad de negocio, donde vende Comidas rápidas, como pollo con tajadas, pastelitos, tacos, baleadas…etc, y almuerzos. Este negocio le ha generado buenas ganancias de donde ha podido cubrir las necesidades básicas de sus hijos. Atiende su negocio su negocio desde las seis de la mañana hasta las ocho de la noche.
Ha venido superando en su negocio con préstamo y las ganancias que ha reinvertido, ahora solicita un préstamo de 15,000 lempiras para la compra de insumos para la elaboración de comida, como harina, frijoles, arroz, condimento y carnes.
Su plan es mantener una buena clientela para que su negocio le genere los ingresos necesarios para el hogar y llegar hacer auto sostenible.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 60
    View loans »
    Honduras Loans Fundraising
  • $8,395,150
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Emerita to buy flour, rice, condiments, and meat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 10, 2012
Listed
Jan 29, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012