Umar T. lives in the B.Gafurov region and is married with four children. Mr.T. applied for his first loan from MicroInvest in 2007 and now he is an active client who has developed his existing business thanks to the loans he's received. Mr.T. raises cows, rams, and sheep. He has 20 years of experience in this business and has the appropriate skills that he needs to succeed. Mr.T. is applying for a KIVA business development loan of $900 for 10 months to purchase pedigree bulls.