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Kalsoom's Group
In this Group: Kalsoom, Surriya, Azran, Safia , Anthasia
Kalsoom is the mother of 5 children. Her eldest son has a business selling spices while the others are getting their education.
She supports her family financially by sewing clothes for her neighboring clients. She is very skillful and receives regular orders every month.
Her husband is a mason and constructs houses and other buildings on order.
Kalsoom has applied for a loan from KIVA partner Asasah for her son who will use the loan to pay for the repair of his grinding machine which he will grind his spices with and sell to his clients for a profit.
He is now an experienced person in his business and has been operating it for many years.
Kalsoom is hopeful that a loan investment will help her son save his business asset by repairing it and increase his income.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 359
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 90.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $850 loan helped a member to pay for repair of a spices grinding machine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 23, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013