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Gina is 34 years old and married with 4 children. With 3 children in school, Gina works very hard to provide for them.

Gina runs a sari sari store (convenience store) in the Philippines and requested a 22,000 PHP loan through NWTF to purchase additional items to sell in her sari-sari store.

Gina has been in this business for 6 years and sells a variety of items such as sardines, sugar, egg, spices, bread, etc.

In the future, Gina would like to save enough money so she could afford to send her children to college and expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1501
    View loans »
    Philippines Loans Fundraising
  • $59,173,600
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gina to purchase additional items to sell in her sari-sari store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 24, 2012
Currency Exchange Loss:
Jul 15, 2012