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Teresa Del Carmen
Teresa del Carmen lives with her two children. She has a store in her house where she sells basic necessity products like rice, beans, and milk, among others. She has a lot of customers because her products are top quality and well priced. Additionally, her service is excellent. Teresa is an entrepreneurial woman with many goals to get ahead. She wants to see her business grow and always finds herself ahead of the competition. She thinks that everyone has the capacity to excel and achieve success. It is due to this that she decided to request from INTEGRAL a loan that allows her to buy basic grains, candies, instant products, sausages, etc. Teresa del Carmen hopes that, in this way, she will be able to give her family a better quality of life.
View original language description ↓
Teresa del Carmen vive con sus dos hijos, ella posee una tienda en el lugar de su residencia donde vende productos de primera necesidad como arroz, frijoles, leche entre otros, se ha hecho de mucha clientela últimamente pues sus productos son de primera calidad y a un buen precio además el servicio es excelente; Teresa es una mujer emprendedora con muchas metas por alcanzar, quiere ver crecer su negocio y siempre se encuentra adelante de la competencia, piensa que todas las personas tienen la capacidad de superarse y alcanzar el triunfo, es por eso que se decidió a solicitarle a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, producto instantáneo, embutidos, etc. Teresa del Carmen tiene la esperanza de que de esta forma podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 656
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Teresa Del Carmen to buy basic grains, candies, instant products and sausage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 4, 2012
Jan 27, 2012
Currency Exchange Loss:
Mar 15, 2012