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Beata is single and has three children. Living in deteriorated housing, she is requesting a loan, which she will use to improve her house by purchasing building materials to change her weakened zinc roof and broken wooden walls as well as a new door and window.

Beata is one of Esperanza Internacional's entrepreneurs. She came to Esperanza Internacional almost five years ago for a loan to expand her business. She joined the group Trabajando para el mañana (Working for the future) in one of the rural villages in Samana, where she has received six loans to invest in her business selling miscellaneous products,

Esperanza Internacional is running a program where most of their clients pay back their loans, fulfill the commitment to expand their businesses, and show fidelity in their groups. They can request loans to improve their house structure, while running their businesses loans and attending groups meetings.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $9,700
    Average annual income
  • 4
    View loans »
    Dominican Republic Loans Fundraising
  • $8,254,875
    Funds lent in using Kiva
  • 38.8
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Beata to purchase zinc, wood, nails, and other construction materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 30, 2011
Jan 24, 2012
Currency Exchange Loss:
Jun 17, 2013