Update on GladysGladys is a member of the Manantial [Fountain Spring] communal bank. She is 48 years old and has a grocery shop, and on Saturdays she sells fish. Gladys has been a member of Finca Perú for 12 years. She is married and the mother of three children.
Gladys began her business with a small amount of capital and feels great now because her business has grown. Little by little she has been able to acquire a refrigerator, her television set, and provide an education for her children. She values the trainings which are given because she learns a lot in them, as for example, how to provide an education for her children. The ease with which she receives the loans gave her the opportunity to have a business. The loan she is requesting now will be invested in the purchase of milk, pasta and other products for her business.
Gladys empezó su negocio con poco capital y ahora se siente muy bien porque su negocio ha crecido, poco a poco se ha podido comprar una refrigeradora, su televisor, y educar a sus hijos, valora las capacitaciones que le dan porque aprende mucho con ellas, como por ejemplo la forma de educar a sus hijos. La facilidad con la que recibe los préstamo le dio la oportunidad de poder tener un negocio, ahora el préstamo que solicita lo invertirá en la compra de leche, fideos y otros productos para su negocio.
Previous Loan DetailsGladys, a member of the Manantial (“Spring”) Village Bank, is 45 years old and married with three children, two in college and one still in high school. Gladys sells basic grocery items and spices in the Nazarena Market in the city of Ayacucho, working at her stand from 6 a.m. to 2 p.m. each day,... More from Gladys's previous loan »
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid