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Nadezhda
Nadezhda lives with her husband and two children in Kamenka. She grows vegetables in a greenhouse for future wholesale. She owns 4 large greenhouses and another 2 in seedlings. She has been cultivating vegetables for 12 years now. She has invested around 100,000 hryvnia in the farm. The cost of seeds and sheeting cost up to 30,000 hryvnia a year.

Nadezhda plans to use a Kiva loan of 20,000 hryvnia to consistently grow her business and buy seeds, sheeting and fertilizers. She is setting up a new greenhouse and the whole process will cost 15,000 hryvnia. She wants to invest the remaining 5,000 hryvnia in purchasing seeds for tomato shrubs. Nadezhda would very much like to grow more in the upcoming season and with the ability to build a greenhouse, she will be able to grow an additional 1,000 tomato plants. Nadezhda dreams of buying another house for her children in her town and building another greenhouse in the future.
View original language description ↓
Надежда с мужем и двумя детьми живет в Каменке. Она выращивает овощи в тепличных условиях для последующей оптовой реализации. Она владеет 4 большими теплицами и еще 2 под рассаду. Выращиванием овощей занимается уже 12 лет. В хозяйство вложила уже около 100 000 гривен. Затраты на семена и пленку составляют до 38 000 гривен ежегодно.

Надежда планирует вложить кредит КИВА в размере 20 000 гривен в последовательное расширение бизнеса и закупку семян, пленки и удобрений. Она устанавливает новую теплицу, и весь процесс обойдется ей в 15 000 гривен, а оставшиеся 5 000 гривен она хотела бы вложить в покупку семян высокорослых помидор. Надежда очень хотела бы посадить больше в будущем сезоне и так как у нее есть возможность добавить теплицу, это позволит ей дополнительно выращивать еще 1 000 кустов помидор. Надежда мечтает купить в своем городке еще один дом для детей и в будущем построить там еще теплицы.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,000
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,185,300
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Nadezhda build a new greenhouse and buy seed, sheeting and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 13, 2012
Listed
Jan 24, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 8, 2012