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Hamad is a 31-year-old man who supports a family of five members. Hamad has run a barber shop for almost three years now, and during these years he added more than one seat. Now Hamad has applied for a loan in order to buy new barber tools and repair some internal decorations.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 26
    View loans »
    Jordan Loans Fundraising
  • $8,222,050
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD
A loan of $1,425 helped Hamad to buy new barber tools and repair some internal decorations.
Repayment Term
18 months (Additional Information)
Repayment Schedule
Dec 31, 2011
Feb 1, 2012
Currency Exchange Loss:
Mar 2, 2012