Mrs. Keo is 39 years old, is a mother of 4 children, and lives in the Prey Chor district. Keo and her husband are in the same business, cultivating rice crops for a living. Agriculture is their sole source of income. Keo has worked in the business since 2000. She presently owns only a few pieces of farmland for growing her rice crops, and the output she produced is barely enough to meet the needs of the family. As a result, she is seeking a loan from Kiva partner HKL to buy a store of rice for daily eating during the year. In the future, she hopes that she’ll be able to expand her farmland and produce sufficient output for the whole family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.