Mrs. Naim, 41, a humble farmer living in Prey Chor district of Kompong Cham province, is preparing a wedding party for her child in the next few weeks. The big day will arrive soon and Naim is worried about how to handle the party due to the lack of adequate funds. In order to better the situation, Naim is taking out her first loan from HKL to prepare a great wedding party for her second child. This loan will be the main funding to cover her expenses. In the future, Naim hopes to fix some parts of her house, especially the wall made of zinc, which currently has become decayed.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.