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Mr. Hok, age 39, is the father of two single children. He sells firewood, which he collects from the forest and buys in bulk from his frequent suppliers. He uses an old trailer hauled by buffaloes. He typically earns around $5.60 per day. In order to satisfy their needs, Hok’s wife helps him earn income by raising some piglets in a wooden piggery at home.

Now Hok would like to borrow his first loan from Kiva to purchase a used motorcycle for household usage because he doesn’t have a motorbike yet. As a result, he always walks to near distant places and takes a motor-taxi to far distant areas. For his business plan, Hok wants to expand his farming business and buy additional farming machines like a threshing machine, plowing machine, etc.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 288
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Hok to purchase a used motorcycle for household usage.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Jan 22, 2012
Currency Exchange Loss:
Feb 15, 2013