Las Estrellitas Group
Update on Las Estrellitas GroupThis group is called "Las Estrellitas" (The Little Stars), and it is formed by five people, each of whom works at her respective business.
The member who was interviewed is Dora Maria. She is married to Señor Misael, and their five children are already married. She will invest her loan in the purchase of groceries such as sugar, oil, and milk, among other items, for her grocery story. She has been working in this business for four years, and she is doing well with her income. Her inspiration for this activity began since she also wanted to help her husband with the household income. What she wants from her business is to be able to continue working and thus to be able to support herself in the future.
The people who for the group are Irma, who will invest her loan in the purchase of agricultural products, Florida, who will invest in the purchase of chickens to cut up and sell, Matilde Alicia, who sells utensils, and Martha, who will invest in her clothing store.
Quien se le tomo la entrevista se llama dora María ella es casada con el señor Misael y quienes sus hijos ya están casados.
El préstamo lo invertirá en la compra de abarrotes en donde comprara, azúcar, aceite, leche, entre otros en donde lleva trabajando cuatro años y le va bien con sus ingresos.
Su inspiración por esta actividad comenzó ya que también quiere apoyar a su esposo con los ingresos de la casa.
Lo que desea de su negocio es que con ello puede seguir trabajando para así poder apoyar se mas adelante.
Las personas que integran en el grupo son: Irma quien invertirá el préstamo en la compra de productos agrícolas, florida quien invertirá en la compra de pollos para venderlo destazado, Matilde Alicia venta de trastes y Martha quien invertirá en tienda de topas.
Previous Loan DetailsMartha lives in a beautiful town. She is single and wants to succeed in her business. Martha is requesting a loan to invest in the purchase of clothing for women, men, girls, and boys so that she can sell these items in the neighboring communities close to where she lives. She has been in busi... More from Las Estrellitas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid