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Flor Margarita Group
In this Group: Beda Sofia, Celestina , Margarita , Yessenia, Javier , Alicia , Magali Beatriz, Adela, Alejandrina , Maria Luisa

Update on Flor Margarita Group

This communal bank is named "Flor Margarita". It is comprised of ten hardworking people of Native Mexican origins who wish to improve their living conditions and their communities. They wish to provide a better life for their families and their fellow countrymen with their small businesses. All of the people in this group have dreams and faith in God, so to them, nothing is impossible.
The leader of this group is Beda Sofía, a humble and hardworking lady with dreams that have yet to be fulfilled. She sells tamales with chicken and chipile, raw pork meat, chicken with pepper and garlic, clam and iguana.
She is 40 years old and happily married to Martín, a hardworking gentleman who has been in bricklaying for the past two years.
Doña Beda, as she is known to her fellow group members, reports that she also sells chickens, feathered, butchered or seasoned. She has been selling chicken for ten years and she enjoys to go out and make her sales in the afternoons. In the mornings she only sells at her home, because she needs to prepare lunch for her children.
She has four children who help her sell chicken in the afternoons. Their names are Felipe, Ana Luisa, Andrea and Daniela.
Her daughter Ana Luisa works at a drugstore and in the afternoons she goes to the neighboring areas to offer seasoned chicken. She also likes to sell chicken and help her mother, since Doña Beda has worked hard in order to make her children proud of her.
She also sells medicinal plants.
She requested the loan in order to purchase more chickens for selling. She comments that she would like to have a poultry farm so she can sell them by wholesale in neighboring villages.
The other member of the group are:
Magali Beatriz, who sells perfumes.
Celestina, who sells food.
Yessenia, who sells clothing.
Alicia, who sells refreshments.
Javier, who sells groceries.
Margarita, who sells fresh fish.
Adela, who sells clothing by retail and catalogue.
Alejandrina, who sells groceries.
María Luisa, who sells shoes.
In the name of all members of the Flor Margarita communal bank, we thank the Fundación Realidad for helping people who wish to grow and improve living conditions for their families.
View original language description ↓
Este grupo se llama FLOR MARGARITA es un grupo de diez personas trabajadoras e indígenas con deseos de mejorar su calidad de vida y su comunidad de darle una mejor vida a sus familias y a sus paisanos con sus pequeños negocios ya que todas las personas de este grupo son personas con sueños y con fe en dios por que para ellos no hay imposibles.

La representante de este grupo es la señora Beda Sofía una señora trabajadora humilde con sueños por cumplir , ella se dedica a la venta de tamales de chipile con pollo, carne cruda de marrano ,pollo en chile ajo ,ti Chinda y iguana.
Tiene cuarenta años de edad y esta felizmente casada con el señor Martín un señor trabajador que se dedica a la albañilería desde hace dos años.
Doña Beda como mejor la conocen sus compañeras de grupo nos cuenta que también se dedica a la venta de pollos , emplumados ,destazados y enchilado , tiene diez años dedicándose a la venta de pollos le gusta mucho salir a vender en las tardes ya que en la mañana vende solamente en su casa por que tiene que dejarle almuerzos a sus hijos.
Tiene cuatros hijos quienes la ayudan en la tarde a vender pollo sus hijos son: Felipe, Ana Luisa , Andrea y Daniela.
Su hija ana Luisa trabaja en una farmacia y en la tardes se va a las colonias vecinas a ofrecer en pollo enchilado ya que a ella también le gusta vender pollos y ayudar a su mama , ya que doña Beda a trabajado mucho para que sus hijos estén orgullosos de ella.
También se dedica a la venta de plantas curativas .
Ella pidió el préstamo para la compra de mas pollos para la venta , ella nos cuenta que le gustaría tener un criadero de pollos para vender por mayoreo a las localidades vecinas.
Las otras integrantes del grupo son:
Magali Beatriz que se dedica a la venta de perfumes.
Celestina quien se dedica a la venta de comida.
Yessenia quien se dedica a la venta de ropa .
Alicia quien se dedica a la venta de refrescos.
Javier quien se dedica a la venta de mercancía de abarrotes.
Margarita quien se dedica a la venta de pescado fresco.
Adela quien se dedica a la venta de ropa y ropa por catálogos.
Alejandrina quien se dedica a la venta de mercancía de abarrotes.
María Luisa quien se dedica a la venta de zapatos.

A nombre de todas las integrantes del grupo Flor Margarita le damos las gracias a fundación Realidad por ayudar a las personas que desean crecer y mejorarla vida de sus familias.

Previous Loan Details

This group is called “Flor Margarita” and has eleven indigenous members who carry out a variety of economic activities. One of the members is Alma Yuridia, 21. She is a person with a strong drive to succeed and she wants her dreams to become a reality. She completed middle school and would lik... More from Flor Margarita Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 57
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 13.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor Margarita Group's $3,575 loan helped a member to purchase chickens for selling.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 19, 2012
Jan 26, 2012
Currency Exchange Loss:
Jun 15, 2012