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Manuela Yolanda
Manuela Yolanda has a business selling natural soft drinks and sodas at the León bus terminal. Her day starts at five in the morning when she goes to purchase the products she will use to make different types of natural soft drinks. She later goes to her business where she makes and sells various soft drinks to her customers.

She will use the loan she is requesting from Ceprodel to buy different ingredients like sugar, cacao, cinnamon, seeds, and a great variety of fruit she uses to prepare delicious natural soft drinks for her customers.

She is very happy with the loans that Ceprodel has previously granted her. She has managed to increase her working capital. That way she has been able to improve her standard of living as much for herself as for her family.
View original language description ↓
La señora Manuela Yolanda propietaria de un negocio de venta de refrescos naturales y gaseosas la cual vende en la terminal de buses de León. Su día de trabajo inicia desde las 5 de la mañana hora en la que se traslada a efectuar las compras de los productos que utilizará en la elaboración de los diferentes tipos de refrescos naturales posteriormente se traslada a su negocio donde elabora y ofrece a su clientela los refrescos y gaseosas variadas.

El crédito que está solicitando en Ceprodel será utilizado para la compra de los diferentes ingredientes tales como azúcar, cacao, canela, semilla y una gran variedad de frutas que utiliza para preparar los riquísimos refrescos naturales para su clientela.

Se siente muy contenta con los créditos que Ceprodel le ha otorgado anteriormente ya que ha logrado incrementar su capital de trabajo y así ha podido mejorar su nivel de vida tanto el de ella como el de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Manuela Yolanda to buy cacao, sugar, seeds, cinnamon, different types and sizes of soft drinks, various juices, and fruits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 25, 2012
Currency Exchange Loss:
Jun 21, 2012