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Rosa Dioselina
Rosa is 45 years old. She is a happy, supportive person who is especially responsible in her work. Rosa is married and has four children. She lives with her husband and two of her children in Ibarra, province of Imbabura, in the north of Ecuador.

Rosa works with two daughters and her employees making embroidered shirts. This is her fourth consecutive year requesting loans from Fodemi. This last loan will be invested in buying raw materials like: Indian fabrics, canvas, embroidery threads and sewing threads to increase production, as February is a prime season for selling. This process will help Rosa increase her sales and her income, which cover the costs and needs of her children, for example their education and nourishment.

Rosa's dream is to build a house to be able to set up a different type of business which would generate a higher income.
View original language description ↓
Rosa es una mujer de 45 años, es una persona solidaria, alegre y sobre todo es responsable en su trabajo. Rosa es casada y tiene 4 hijos, vive con su esposo y dos hijos en Ibarra Provincia de Imbabura, al norte de Ecuador.

Rosa trabaja con dos hijas y sus empleadas en la confección de camisetas con bordados. Es el cuarto año concecutivo que le solicita créditos a Fodemi, este último crédito va a ser invertido en la compra de materia prima como: tela indú, de lienzo, hilos de bordar e hilos de cocer ya que necesita aumentar su producción porque en el mes de febrero es temporada alta de ventas, este proceso ayudará a Rosa a incrementar sus ventas e ingresos, los mismos que servirán para sustentar los gastos y necesidades de sus hijos como la educación, alimentación.

El sueño de Rosa es poder construir una cas para poder montar otro tipo de negocio que le ayudará a generar más ingresos.

Additional Information

About FODEMI, a partner of World Vision International

FODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,200
    Average annual income
  • 27
    View loans »
    Ecuador Loans Fundraising
  • $22,856,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Rosa Dioselina to buy raw materials such as Indian fabrics, canvas, embroidery threads and sewing threads to increase production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Jan 25, 2012
Currency Exchange Loss:
Feb 15, 2013