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Ana
"Bollos" [rolls made of white corn] are a food of indigenous origin. They are handmade with corn dough and wrapped in corn husks and cooked or boiled. They are traditional and deeply rooted in the Caribbean coast of Colombia, where they are prepared and sold on the street by street vendors. Among them are women, with their unmistakable hawking, who are gradually being helped by loans and are achieving the growth of their businesses. They also get customers from stores in the neighborhood and stationary informal businesses outside or inside supermarkets.

This tradition came to be part of the daily chores of Ana, who is of Palenque ancestry and tradition. [Palenque is a Spanish Creole language.] She learned it from her mother and later got her best experience helping her sisters, who worked in the same business independently once their mother died. Currently, although they still work in the family home, they have their own families and work together, each one with her own customers, to support their households.

Ana is an enterprising woman who relies on her nephews for producing and distributing the rolls in six stores and one restaurant. She sells on credit in the morning and collects her money in the evening.

Ana finished high school and took degree courses in computer science and industrial machine operation. She dreams about being a professional nurse as well as about getting a quality university education for her children, so they can improve themselves and be very successful. This is exactly the goal of her persistent work, from which she wants to realize all her potential growth in machine equipment and generating employees.

Currently she is requesting a Kiva loan, the first financing she is getting from Fundación Mario Santo Domingo. With it she will buy ingredients such as corn, husks for wrapping, and twine to tie up the products.

Her success lies in being able to invest in larger quantities than normal, since she buys daily and this does not allow her to get the discounts characteristic of wholesale and cash purchases.
View original language description ↓
Los bollos limpios son un alimento de origen indígena, preparado artesanalmente a base de masa de maíz, envueltos en hojas de mazorca y cocidos o sancochados, típicos y profundamente arraigados en la Costa Caribe colombiana , donde son preparados y vendidos en las calles por vendedores ambulantes, entre ellos mujeres con sus inconfundibles pregones, que gradualmente siendo apoyadas en créditos y logrando el crecimiento de su negocio, también consiguen de clientes a tiendas de barrio y negocios estacionarias informales al pie de los supermercados o dentro de ellos. Esta tradición pasó a ser parte del quehacer diario de Ana, de ascendencia y tradición palanquera, quien aprendió de su madre y posteriormente tomó su mayor experiencia, ayudando a sus hermanas, que se dedicaron de manera independiente a lo mismo una vez murió su progenitora. En la actualidad aunque aun trabajan en la casa paterna, tienen familias independientes, trabajan unidas y eso si cada una con sus propios clientes, para lograr el sostenimiento de sus hogares. Ana es una mujer emprendedora y se apoya en sus sobrinos para la producción y distribución de los bollos en 6 tiendas y un restaurante, ella vende a crédito en las mañanas y recupera su dinero en las horas desde la noche. Ana logró terminar el nivel educativo bachillerato y estudió carreras técnicas de informática y manejo de maquinas planas, sueña con ser enfermera profesional, así como en lograr que sus dos hijos obtengan una educación universitaria de calidad, para superarse y ser muy exitosos. Esto es justamente el motivo de su persistente trabajo, del cual quiere lograr la totalidad de su potencial crecimiento en maquinarias equipos y generación de empleos. En la actualidad está aplicando as su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará materias primas como maíz, hojas para envolver y pita para amarrar los productos. Su éxito radica en poder hacer una inversión en mayores cantidades que lo usual, pues compra a diario y esto no la deja acceder a los descuentos propios de las compras de contado y en mayor volumen.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 162
    View loans »
    Colombia Loans Fundraising
  • $12,834,025
    Funds lent in using Kiva
  • 1,824.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ana to buy ingredients such as corn, husks for wrapping, and twine to tie up the products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2012
Listed
Jan 26, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 18, 2013