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Ludmila
Ludmila lives in Pavlograd and sells drinks and bakery items in the central city market. She is a married mom. Her husband is a coal miner and her son Artyom is 15 and goes to school.

After graduation from medical college, Ludmila worked as a nurse. However, she was laid off and decided to try her luck as an entrepreneur. Today, Ludmila’s vending location is well known in the market because the inventory she offers for sale is always fresh and of good quality. She has been in business for 6 years.

Ludmila is requesting a loan of 5,000 Grivnas to increase her turnover capital. She is hoping to purchase additional merchandise that would increase her family income. Some of Ludmila's long-term plans are to purchase additional equipment for her kiosk, such as a refrigerator and a microwave.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,000
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,169,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ludmila to purchase additional merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 3, 2012
Listed
Jan 21, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 19, 2012