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Celia Maria
Celia Maria is 53 years old, is in a live in relationship, and has three children. She lives in the Ventanas settlement in the Los Ríos province. The group called “14 DE DICIEMBRE” is made up of 15 members from the San José cooperative and is located in “Recinto San Vicente de las Lomas,” part of the Ventanas settlement. They are farmers who raise corn.

Celia Maria also raises corn and buys her products in Ventanas and sells them in the marketplace and the surrounding fairs.
She will use the money from this loan to buy fertilizer, urea, and liquid fertilizer for her crop. The loan has helped her to increase her income for her family and also to invest in supplies. She hopes to have more money so that she can buy a new stove because the one she has is old.

She likes to cook for the family in her spare time.
View original language description ↓
Celia Maria tiene 35 años de estado civil Union Libre vive el compañero y con los hijos. Vive en el Cantón Ventanas provincia de Los Ríos.

La ventanilla 14 DE DICIEMBRE esta conformado por 15 socios de la cooperativa San José, se encuentra ubicada en el Recinto San Vicente de las Lomas, perteneciente al Cantón Ventanas se dedican a labores agrícolas como la siembra de maíz.

Celia Maria se dedica a la agricultura a la siembra de maíz. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar y en las ferias de los alrededores.

El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es tener más dinero para comprar una cocina nueva por que esta vieja la que tiene.

En los tiempos libres le gusta mucho cocinar para la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Celia Maria to buy fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 28, 2011
Listed
Jan 24, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 27, 2012