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C4593 Dukore Group
In this Group: Theogene, Salama , Enissa, Jean Baptiste, Appolinaire
Theogene is 35 years old, married, and has three children between the ages of four and 11. Theogene operates a general store, selling goods like rice, sugar, Irish potatoes, soap, and cooking oil. He employs one person to help him and works from 6am until 10pm every day. He is the president of this borrowing team, which is called "C4593 Dukore" in the local language.

Theogene has requested a loan from Kiva partner Vision Finance Company in order to expand his business by buying more goods to sell. With his profits, Theogene will be able to reinvest in his business and to save for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 100
    View loans »
    Rwanda Loans Fundraising
  • $13,479,850
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD