This is Vivian, 55, a resident of Pasay City, Philippines. She is married to Ambrocio, a retired policeman. She is mother to their 4 children; 2 are in college while one is still in high school and one in elementary school. She, together with her husband and children, manages their own household while operating the business. At this time she is working hard to continually provide income for their everyday expenses.
Vivian operates a computer rental shop. In the Philippines, very few people own their own computers. Thus, there is a need for computers, especially for students who need to do their research and papers. Vivian rents out computers by the hour and offers printing and typing services. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales everyday.
To help her continue operations of her business, she is requesting a 14,000 PHP loan. She will be utilizing the loan to buy computer spare parts and accessories needed in her business. She expects a boost in her business income as she expands her business.
Vivian hopes to to give her children a good future and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and were she can also draw strength and inspiration from the word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.