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Deyanira
Deyanira is the mother of three children from the ages of 11 to 17. She dreams that through her work they will manage to enjoy a successful future. She lives to the south of the city, and she is the head of the household. Therefore, her business activities go on continually.

Deyanira sells food every day. She makes breakfasts in the morning, lunches at noon, and in the evening she devotes herself to organizing the business and taking care of her household. Her business is located in a place in her home, which is rented. The house belongs to a relative who lives in another city.

When she started 17 years ago her business was on a neighborhood corner very close to the park. That is where she sold soup. When she stopped selling soup she sold fruit, natural juices, and “chichas” (a corn based drink). That is how she gradually got her own customers. She moved to the house where she lives, and it has been working throughout this last season. Her sales have been going very well for her there, and she dreams of having it grow even more.

She is now applying for a Kiva loan, her first with the Fundación Mario Santo Domingo. She will use the loan to buy supplies like oil, rice, sugar, and salt in greater quantities. With this cash purchase in greater volume she will get discounts. This will translate to meeting her customers’ needs of buying her products at a reasonable price.
View original language description ↓
Deyanira es madre de 3 hijos en las edades de 11 a 17 años, y con ellos sueña, mediante su trabajo, lograr que gocen de un futuro exitoso; ella vive al sur de la ciudad y en condiciones de mujer jefe de hogar, por lo cual sus actividades se extienden continuamente. Deyanira se dedica a la venta de alimentos diariamente; en la mañana prepara desayunos, al medio día almuerzos y en la tarde se dedica a ordenar el negocio y a las actividades propias de su hogar. Su negocio está ubicado en un local en la vivienda donde habita, en condiciones de arrendataria, pues la casa pertenece a un familiar que vive en otra ciudad. Inicialmente Su microempresa hace 17 años estaba, en una esquina del barrio muy cerca al parque, donde se dedicaba a vender sopa; al terminar con estas, vendía frutas, jugos naturales y chichas; así fue como gradualmente formó su propia clientela y se trasladó a la casa donde hoy vive y su negocio ha estado funcionando durante esta última temporada; allí le ha ido muy bien en sus ventas y sueña con hacerlo crecer aun mas. En la actualidad está aplicando a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará en mayor volumen, víveres, como aceite, arroz, granos, azúcar, sal entre otros, en mayores cantidades. Con esta compra de contado y en mayor volumen logrará descuentos que trasladaría a sus productos para satisfacer las necesidades de sus clientes de comprar a un precio razonable.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 279
    View loans »
    Colombia Loans Fundraising
  • $13,618,075
    Funds lent in using Kiva
  • 1,824.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Deyanira to buy supplies like oil, rice, sugar, and salt in greater quantities.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2012
Listed
Jan 24, 2012
Currency Exchange Loss:
Covered
Ended:
Apr 18, 2013