Update on Segundo ArturoSegundo Arturo is 36 years old. He is married and lives with his wife and children. He lives in the canton of Ventanas in the Los Ríos province.
The communal bank is called Venceremos Unidos and it is located in the Anchoveta precinct on the road to La Templanza precinct in the canton of Ventanas within the Los Ríos province. This communal bank is focused on agricultural works done in the short cycle planting corn and rice.
Segundo Arturo has made a living in agriculture planting corn and rice for three years. He buys his products in Ventanas and makes his sales in the market of the same community as well as in the canton of Pueblo Viejo.
He is requesting this loan to purchase manure, urea and liquid fertilizers to plant corn and rice. The loan has helped him to increase his income both for his family's consumption as well as for reinvestment. His dream is to be able to buy a piece of land so that he can continue producing more. He likes to go out with his friends.
La ventanilla se llama VENCEREMOS UNIDOS se encuentra ubicada en el Recinto Anchoveta vía al Recinto La Templanza, perteneciente al cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembre de maíz y arroz.
Segundo Arturo se dedica a la agricultura a la siembra de maíz y arroz desde hace tres años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar y en Cantón Pueblo Viejo.
El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es poder comprarse un terreno para así poder seguir produciendo más.
Le gusta salir de paseo con los hijos.
Previous Loan DetailsSegundo Arturo is 36 years old and married. He lives with his wife and six children in Ventanas canton, in los Ríos province. The 'Vencedores Unidos' community bank is located in Anchoveta, on the road to La Templanza, in Pueblo Viejo canton. The members of this bank work in short-cycle… More from Segundo Arturo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid