Phally, age 40, lives in a village about 20 kilometers from Phnom Penh City. She is a widow with one son and two daughters, two have full-time employment and one is in school.
Phally is a rice farmer. She is applying for her first loan of $800 to buy a motorcycle for her son to get to work.
Photo: Phally is at home, not at the farm.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.