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Sava is 50 years old and her husband, Chis, is 56 years old. They live in a suburb of Phnom Penh, about twenty kilometers away. They have six children -- one son and five daughters. Two of their children are married, three are garment workers, and one sells sugarcane juice in the village.

Sava and her husband are rice farmers. In addition, Chis also does construction work when he is free from farming.

Sava’s daughter, who is married, wants to live in a separate home, but she does not have enough money. Hence Sava decided to apply for a loan to help her daughter. Sava is asking for a loan of $500 to build a house for her daughter to live in.

Photo: Sava is at home, not at the farm.

Additional Information


MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 277
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sava build a house for her daughter.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jan 11, 2012
Feb 1, 2012
Currency Exchange Loss:
Aug 17, 2013