Sesilia is forty-seven years of age and is married with three children.
Sesilia owns and operates a business venture, planting and harvesting taro for sale. She has many years of experience in this business. Sesilia needs a loan of WST 1,500 to purchase general farm supplies and equipment. She plans to use the profit from her business (estimated to be WST 350 or US $146 per week) to improve and expand the business.
In 2011, Sesilia joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Sesilia's 2nd loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.