The communal bank “CON SUERTE” ("with luck") will begin its first loan cycle with Pro Mujer. As part of the focal center of Patacamaya, it is made up of eleven members and is directed by a board of which the lady Domitila is the president. The businesses that the members of the communal bank manage are varied, including: food sales, bakery, neighborhood store, woven cloth production, tapestries, potato sales, and chauffeur.
Domitila indicates that this is the first time she has worked with Pro Mujer and that she joined the organization by invitation of a loan officer. Currently, she has as a business a neighborhood store where she has been working for many years.
The loan that she will take out is to increase her capital (to purchase provisions) which she will acquire in La Paz, and then sell in her community. This type of work allows her to generate resources to support her family. She is married and has two children.
When she was asked what she likes about Pro Mujer, she responded that she likes the health training and the flexible credit.
La A.C. “CON SUERTE” iniciará su primer ciclo en Pro Mujer, como parte del centro focal Patacamaya, está compuesta por once integrantes y está dirigida por una mesa directiva de la cual la señora Domitila es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de comida, panadería, tienda de barrio, producción de awayos, tapicería, venta de chuño, chofer
La señora Domitila indica que es la primera vez que trabaja en Pro Mujer y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de tienda de barrio que viene trabajando hace años atrás.
El préstamo que sacará es para aumentar su capital (compra de víveres) que adquirirá de La Paz y posteriormente lo venderá en su comunidad. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y el crédito ágil.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.