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Karam is a 23-year-old man. He is single, living with his parents and three siblings, one who is working. His father is the main income provider for the family and ready to support them as much as he can. Karam started to work on a free-lance basis in 2009. He has specialized in fixing and installing air conditioning. Today, he is looking for a youth loan of $1,300 from kiva partner Ameen s.a.l to purchase the needed equipment for his business such as electrical tubes, keys and many other items. He anticipates that this will facilitate his business operations and thus increase his earnings. In the future, he plans to open his own electronics shop.

Additional Information

More information about this loan

This loan is helping support a borrower who is 30 or under. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

Important Information

Due to political and social challenges in Lebanon, personally identifiable attributes entrepreneurs may have been altered to protect their privacy (i.e., blurring portions of the borrower's picture, not indicating a name and location, etc.). Vitas appreciates Kiva lenders' understanding of these challenges and encourages them to continue their support for Lebanon's borrowers.

About Lebanon

  • $15,800
    Average annual income
  • 125
    View loans »
    Lebanon Loans Fundraising
  • $17,359,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,300 helped Karam to purchase electrical tubes, keys and other items for his air conditioning business.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 23, 2012
Currency Exchange Loss:
Feb 22, 2012