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Elias is 51 years old. He is married and has four children between the ages of 9 and 21 years old. Elias' business is well-organized. He sells local drinks and works from 6 a.m. until 8 p.m. every day. Elias employs two people to help him. He has three years of experience in this business.

Elias has requested a loan from Kiva partner Vision Finance Company in order to expand his business by buying more quantities of local drinks to sell. With his profit from the loan, Elias will be able to buy more food for his family, to reinvest in his business and to save for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 104
    View loans »
    Rwanda Loans Fundraising
  • $13,475,650
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD