Ghulam Sakina's Group
Her husband is a driver and provides transportation services to his passengers.
Ghulam is the mother of two sons and a daughter. Her eldest son is a laborer, while her other children stay at home.
Ghulam is very efficient and is teaching the art of sewing to her daughter. She is hopeful that her daughter will use her skills to earn income after marriage.
She is also confident about her business success as a result of a loan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid