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Gulzaran's Group
In this Group: Gulzaran *, Shabnum, Noreen, Ameeran, Agnus, Yasmeen, Nadia, Shabana
* not pictured
Gulzaran is 56 years old. She is still very active and performs her household duties very well. She also sews clothes for her neighboring clients to fulfill the basic needs of her family. She is the mother of four sons. Two of them are laborers, while her youngest son stays at home. Gulzaran couldn’t provide education to her children due to financial constraints.

She has applied for a loan from KIVA partner Asasah for her eldest son, who has a business selling animals. He buys buffaloes, raises them and then sells them for profit. He also sells buffalo milk for extra profit. With the loan investment, he will buy a young buffalo for the further expansion of his business. He is an experienced person in his business, and Gulzaran is confident that the loan investment will be a productive one for him.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 473
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 90.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulzaran's Group's $1,625 loan helped a member to buy a buffalo for an animal sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013