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Neil Tamaris

Update on Neil Tamaris

Neil continues with her grocery store after several years in business. She works with her husband for the well-being of their family. After starting to receive loans, they were able to increase their inventory, offer better products, sell in larger quantities, and have more customers.

Today, with this new loan, she will purchase basic grains, meats, chicken, dairy products, candy, Coca Cola products, cereals, and other items that are in demand. Her goal is to continue maintaining a balance between her sales as income to be able to meet her personal expenses and her loan payments.
View original language description ↓
Doña Neil, sigue con su pulperia, con varios años, en su comercio, que junto con su esposo trabajan para el bienestar familiar, atraves que comenzo hacer los prestamo, logro crecer en inventario, dando mejores productos, vendiendo en mas cantidad, captando mas clientela.
Hoy con este nuevo prestamo, podra comprar, granos basicos, carnes, pollo, productos lacteos, golosinas, producto de la coca cola, cereales, entre otros, que son lo mas consumibles. Ya que su objetivo, es seguir manteniendo el equilibrio de sus ventas como ganancias para poder, suplir sus gastos personales como sus compromiso de pago.

Previous Loan Details

Mrs Neil Tamaris M. C. is a 41 year-old, married woman who lives in the dangerous neighborhood of Laureles Norte. She has a young son who still doesn't go to pre school. Through a lot of hard work, she has managed to open a grocery store and she has had this important source of income for her h... More from Neil Tamaris's previous loan »

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $23,461,725
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Neil Tamaris to purchase food products such as basic grains, meat, chicken, candy, cereal, and other products to increase her merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 13, 2012
Listed
Jan 22, 2012
Currency Exchange Loss:
Covered
Ended:
May 17, 2013