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Nariman has been involved in an agricultural business for nine years and concurrently works as a home repairs handyman. He is married and has three children. Nariman wants to make repairs in his home, and this is why he wants to obtain a loan in the sum of 700 AZN to purchase construction materials. He has to spend all of his business profits on repairs, and this is why he cannot expand his business, which makes his life difficult. His dream is that his children are able to get a decent education, and, as a devoted father, he tries hard for their future.
View original language description ↓
Nariman zanimaetsa selskoxozaystvennim biznesom vot uje 9 let i odnovremenno rabotaet masterom po remontu domov. On jenat i imeet 3 detey. Nariman xochet sdelat remont u seba doma I poetomu xochet priobresti kredit v summe 700 azn dla togo chtobi kupit stroy materiali. Vse doxodi s biznesa emu prixoditsa tratit na remont i poetomu on ne mojet rasshirit svoy biznes chto i oslojnaet emu jizn. Ego mechta eto chtobi ego deti smogli poluchit dostoynoe obrozovanie i on kak predanniy otec staraetsa radi ix budushego.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Nariman to buy construction materials to repair his house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 18, 2012
Currency Exchange Loss:
Dec 15, 2012