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Shushana is 51 years old. She lives in the village of Zikilia in South Georgia with her three adult children – two sons who are 28 and 25 years old, and a 23-year-old daughter. Shushana is a widow and she is runs the family's agricultural business which is their main source of income. They own one hectare of land, where potatoes, haricot beans and maize are grown. Harvested products are sold on the local market. Also the family owns four sheep. Shushana’s younger son works as a joiner. He produces furniture from wood. The total average income of the family is 450 Laris.

Shushana requested credit to purchase two milk cows. She will start cheese production and sell produced cheese on the local market as well. Starting the dairy business will significantly increase the family's income which they will then use to purchase additional household goods, to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Shushana to purchase two milk cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2011
Jan 19, 2012
Currency Exchange Loss:
Jan 15, 2013