Gocha is from Akhaltsikhe, South Georgia. He is 41 years old, married and lives with his family: his wife, Mzia, their two daughters who are 18 years old, their 17-year-old son and his parents who are retired. In addition to Gocha's parents' monthly pensions the only source of income for the family is agriculture. In particular, the family has small dairy farm. They produce various dairy products such as cheese and yoghurt and sell them on the local market. The total average monthly income of the family is 650 Laris.
Gocha requested credit to purchase calves. He will rear them for 9 months and sell the grown calves for a higher price. This will bring in additional income which will be used to improve the family's living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.