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Nayelya lives with her husband and two sons. Nayelya and her husband are both teachers at the local school, as well as running a farm, where they keep cows and sheep.

Nayelya would like to expand her farm, thus she has applied for a loan. With the loan's help she plans to purchase cattle. Nayelya plans to develop her farm, increasing the income. This will allow her to ensure a better future for her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 105
    View loans »
    Armenia Loans Fundraising
  • $12,432,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Nayelya to pay for cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 17, 2012
Feb 1, 2012
Currency Exchange Loss:
Feb 17, 2014