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Bich is 30 years old, married and earns a living selling meals to people who live in her community. She lives with her husband and children in Ho Chi Minh City and is applying for a loan to buy more furniture, high-quality food and rice in bulk. She hopes this loan will allow her to better meet the needs of her current customers and attract new ones. Her goal is to increase her income and save money for any future difficulties that may face her family.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 20,825.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Bich to buy furniture, high-quality food and rice in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Jan 19, 2012
Currency Exchange Loss:
Oct 15, 2012