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Joseph is 43 years old, married, and has five children. He owns a small shop where he sells soap, bread, rice, beans, cooking oil, sugar and so on. This is his fifth year in business and he works from 6 a.m. until 8 p.m. every day.

Joseph has requested a this loan through Kiva field partner Vision Finance Company to buy more cooking oil, bread, books, and soap to sell. He plans to revinvest any profits back into his business and wants to be able to pay his children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,000
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $13,837,625
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD