Virgen De Bronce (Cuenca) Group
One of the members of this group is Carmen. She is 25 years old, married, and in her marriage has had 2 children who are 7 and 3 years old. Her first son is studying in a city school. Her husband works in an industrial mechanic shop. She doesn’t have her own home and for that reason she is renting.
Carmen cares for her children and in her free time works selling Avon products. She works from Sunday to Sunday without set hours. Also, there’s times that they call her and she works in a beauty salon.
This is her first loan that she’s gotten in the communal bank which her sister-in-law invited her into. She will invest her loan into the purchase of Avon products.
Her goal is to buy a house.
Una de las socias de este grupo es la Señora.Carmen, tiene 25 años, es casada y en su unión conyugal ha concebido 2 hijos de 7 y 3 años de edad, su primer hijo está estudiando en una escuelita de la ciudad. Su esposo labora en un taller de mecánica industrial, no tiene casa propia por lo que vive arrendando.
Doña Carmen se dedica al cuidado de sus hijos y en sus tiempos libres trabaja en la venta de productos Avon, trabaja de domingo a domingo sin un horario fijo. También hay veces que le llaman y trabaja en un gabinete de belleza.
Este es su primer crédito que realiza en el banco comunal al cual fue invitada por su cuñada, su crédito lo va a invertir en la compra de cosméticos Avon.
Su meta es comprarse una casa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid