Sa is 59 years old. She is married and has seven children.
Sa owns and operates a business venture, planting and harvesting taro to sell. She has three years of experience in this business. Sa is requesting a loan in the amount of 2,000 WST to purchase harvesting equipment such as wheelbarrows, shovels, rakes, baskets and knives. She plans to use the profit from her business (estimated to be 450 WST or $188 per week) to make improvements to her house.
Sa joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Sa's fourth loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.