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Carlos Eduardo
Carlos Eduardo is 25 years old. He is single and has no children. He lives with his mother in the Ventanas Province of Los Rios.

He is a member of the Nuevo Horizonte (New Horizon) communal bank, which is located in the Cachely Grande precinct, which belongs to the Ventanas canton. This communal bank is dedicated to short-term agriculture (harvest within 6 months of planting), such as planting corn, rice, and pigeon peas.

Carlos Eduardo works in agriculture. He plants corn, and in addition he has animals such as chickens. He makes his purchases and sells his agricultural products in Ventanas.

He is applying for the loan to invest in his agricultural work, to plant corn and to buy seeds, compost, fertilizers, liquids for pests, and other items. With the help of the loan, he will improve and increase his plantings.

He faces challenges such as plagues of locusts. His dream is to have his own land to work.

In his free time he likes to play indoor sports and listen to music.
View original language description ↓
Carlos Eduardo tiene 25 años de edad es soltero no tiene hijos, vive con la mamá en Ventanas Provincia de los Ríos.

Es integrante de la VRC NUEVO HORIZONTE, se encuentra ubicada en el Recinto Cachely grande, perteneciente al Cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Carlos Eduardo se dedica a la Agricultura a la siembra de maíz, además tiene animales como pollos Las compras y las ventas de los productos agrícolas lo hace en ventanas.

Solicita el crédito para invertir en la agricultura para sembrar maíz y comprar semillas, abonos, fertilizantes, líquido para plagas, insumos. Con el apoyo del crédito mejorará y aumentará los sembríos.

Enfrenta desafíos como las plagas de langosta. El sueño es tener tierra propia para trabajar.

En el tiempo libre le gusta jugar el indor y escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos Eduardo to plant corn and to buy seeds, compost, fertilizers, liquids for pests, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 21, 2011
Jan 21, 2012
Currency Exchange Loss:
Jul 27, 2012