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Erica Nohemi
Érica Nohemí, age 28, has been married for ten years. She has two children, ages five and nine, who are starting their education. She lives in Colonia Flor Blanca, Petoa Santa Bárbara.

Erica really likes the beauty profession. She went to study at a beauty academy in order to fulfill her dream of having her own business, which she established two years ago. The services she offers are cutting, straightening, drying, manicure, dying, and highlighting. She also sells products like shampoo, cosmetics, lotions, and creams, etc. She devotes six hours a day to this business. She was motivated by the desire to feel useful contributing to the family, even though she devotes little time to her children.

The loan she is requesting is to buy beauty products, cosmetics, creams, and lotions, etc. to use in the salon and to sell to the customers who need some of these products.

Her goal is to have a big salon and to have more employees to meet her customer demand.
View original language description ↓
Érica Nohemí de 28 años de edad, casada desde hace 10 años, tiene 2 hijos de 5 y 9 años de edad quienes comienzan sus estudios, vive en Colonia flor Blanca, Petoa Santa Bárbara.

Erica, le gusta mucho la belleza, se propuso a estudiar en una academia de belleza, para cumplir su sueño de tener su propio negocio. Hace 2 años que lo estableció y ofrece los servicios de corte, alisado, secado, manicure, tintes e iluminaciones y también vende productos como champú, cosméticos, lociones, cremas etc. a este negocio ella le dedica 6 horas diarias. Lo que motivó es el deseo de sentirse útil aportando a la unidad familiar, aunque les dedique poco tiempo a sus hijos.
El préstamo que solicita es para invertir en productos de belleza, cosméticos, cremas, lociones etc. para uso en el salón y para vender a los clientes que necesitan algún producto de estos.
Su meta es llegar a tener un salón grande y tener más empleados que atiendan la demanda de clientes.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 12
    View loans »
    Honduras Loans Fundraising
  • $8,230,625
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Erica Nohemi to buy beauty products, cosmetics, creams, and lotions, etc.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 30, 2011
Listed
Jan 21, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012