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Darwin Oswaldo

Update on Darwin Oswaldo

Darwin Oswaldo is 26 years old. He is single and does not have any children. He lives with his parents in the Ventanas canton, Los Ríos province.

He is a member of the NUEVO HORIZONTE communal bank. It located in the Cachely Grande precinct in the Ventanas canton. The members of this communal bank are short-cycle farmers who grow corn, rice and pigeon peas.

Darwin grows corn and beans. He also has animals like pigs. He buys and sells his agricultural products in Ventanas.

He is requesting this loan to purchase seeds, fertilizers and supplies. The support of this loan helps his work. He encounters challengers like plagues and diseases and variations in the climate. His dream is to purchase land in order to plan a lot more.

He likes to play sports in his free time.
View original language description ↓
Darwin Oswaldo tiene 26 años de edad es soltero no tiene hijos, vive con los padres en el cantón Ventanas provincia de los ríos.

Es integrante de la VRC NUEVO HORIZONTE, se encuentra ubicada en el Recinto Cachely grande, perteneciente al Cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.

Darwin Oswaldo se dedica a la Agricultura a la siembra de maíz, fréjol, además tiene animales como las cerdos. Las compras y las ventas de los productos agrícolas lo hace en ventanas.

Solicita el crédito para comprar semillas, abonos, fertilizantes, líquido para plagas, insumos. Con el apoyo del crédito mejorará el trabajo, Enfrenta desafíos como las plagas y enfermedades y la variedad del clima. El sueño es comprarse terrenos para sembrar mucho más.

En el tiempo libre le gusta hacer deporte

Previous Loan Details

Darwin Oswaldo is 26 years old, single, and lives with his parents. He does not have children. Darwin resides in the canton of Ventanas in Los Ríos Province.

This Communal Bank is called “Nuevo Horizonte” (New Horizon) and located in the neighborhood of Recinto Cachely Grande, which is in... More from Darwin Oswaldo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Darwin Oswaldo purchase seeds, fertilizers and supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 21, 2011
Listed
Jan 21, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 27, 2012