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José Del Rosario
In the photograph, José appears with his wife, Guillermina.

José is 46 years old. He is married and has one stepdaughter.

He is a farmer and he also knows how to do masonry work. He lives with his wife and his stepdaughter in a house made of adobe with wood framework. Other family members live on the same property, including his father-in-law, brothers-in-law, uncles and other family members, but in separate houses. In total there are 11 people, all of whom are farmers and who contribute to the household economy.

José started out as a masonry laborer, but out of necessity he had to learn farming activities and grow corn for his family. It was his father who taught him how to do this. For three years José has rented a piece of land where he plants 3,500 square meters and has a minimum production of 12 sacks of corn.

José is requesting the loan from Fundación Campo to improve his house. He wants to rebuild the walls of the house because they are cracked and also to build a room for his stepdaughter because the house doesn’t have bedrooms because it is very small. This would put the house in better conditions to withstand the rainy season.
View original language description ↓
En la fotografia, aparece el señor José junto con su esposa la señora Guillermina.

El señor José, tiene 46 años de edad, es casado con una hijastra.

Él es agricultor y tiene conocimientos de albañilería, vive con su esposa y su hijastra en una casa de adobe y baharaque, dentro de la misma propiedad viven otros familiares como su suegro, cuñados, tíos y demás familia pero en casas separadas, en total son 11 personas, todos son agricultores y contribuyen para la economía del hogar.

Don José inicialmente era obrero de albañilería, pero por la necesidad tuvo que aprender las actividades agrícolas y tener maíz para su familia, fue su papá quien le enseño estas actividades. Desde hace tres años, José alquila un terreno en donde cultiva 3,500 metros cuadrados y la producción es de 12 matates de maíz como mínimo.

Don José solicita el préstamo a Fundación Campo, para mejorar su vivienda como son el reconstruir las paredes de la vivienda, por que están rajadas y construir una habitación para su hijastra ya que la casa no tiene habitaciones, ya que es muy pequeña y la casa estará en mejores condiciones para que soporte el invierno.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 524
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped José Del Rosario to rebuild the walls of his house and also to build a room for his stepdaughter.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 16, 2012
Listed
Jan 22, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013