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Ludmila
Ludmila is a farmer from the Vodyanoye village. She is involved in agriculture by growing early vegetables in greenhouses. She is married and, together with her husband, is raising a son and a daughter. Ludmila has three large greenhouses and two more for seedlings. She has 70,000 hryvnia invested in her business. Ludmila has been involved in farming for 20 years. Her annual expenses for seeds and plastic amount to 25,000 hryvnia. Ludmila plans to invest this Kiva loan in the sum of 12,000 hryvnia to purchase plastic for 5,000 hryvnia, seeds for sowing for 3,000 hryvnia, and also to remodel the heating system in the seedlings greenhouses (4,000 hryvnia). Ludmila plans to use the resulting profit to improve her home, rebuild a temporary structure and build a garage.
View original language description ↓
Людмила – фермер из Водяного. Она занимается сельским хозяйством, выращивая ранние овощные культуры в теплицах. Она замужем, вместе с супругом воспитывает сына и дочь. У Людмилы три больших теплицы и еще 2 для рассады. В хозяйство вложено 70 000 гривен. Людмила занимается фермерским делом уже 20 лет. Ежегодно затраты на семена и пленку составляют 25 000 гривен.

Людмила планирует вложить кредит КИВА в 12 000 гривен в покупку полиэтиленовой пленки на 5 000 гривен, семян для рассады на 3 000 гривен, а также переделать отопительную систему в теплицах для рассады (4 000 гривен). На вырученную прибыль Людмила планирует благоустраивать жилье, перестраивать времянку, делать гараж.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ludmila to purchase plastic for 5,000 hryvnia, seeds for sowing for 3,000 hryvnia, and also to remodel the heating system in the seedlings greenhouses (4,000 hryvnia).
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 27, 2011
Listed
Jan 17, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 16, 2012