Update on Darwin StalinDarwin Stalin, 24, is single. He lives with his parents in Ventanas, a canton in the Ecuadorean province of Los Rios.
Darwin is a member of the LA UNION community bank in the rural Ventanas town of Aguas Frias. The members of the community bank operate farming businesses. They grow maize, rice, beans, etc.
Darwin grows maize for a living. He also works as a laborer for other farmers. He buys what he needs in Ventanas and sells whatever he has to sell there, too.
Darwin is applying for a loan to rent fields and buy supplies--seeds, fertilizers, weed-killer, etc..--that he needs for the business.
Darwin particularly wants to buy supplies for killing the insects--alangosta and cogollera--that destroy his maize crop. Your help will allow him to buy the supplies he needs. His hope for the future is to buy his own land.
In his spare time, he enjoys walks.
Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.
Darwin se dedica a la Agricultura a la siembra de maíz además trabaja desojado maíz de otrs personas. Las compras y las ventas lo hace en ventanas.
Solicita el crédito para arrendar terrenos, comprar abonos, líquido para maleza. Con la ayuda del crédito podrá comprar los líquidos para las plagas.
Los desafíos a los que se enfrenta son las plagas como la alangosta y el cogollera. El sueñlo es poder comprar terrenos y seguir trabajando.
En los tiempos libres le gusta salir de paseo.
Previous Loan DetailsDarwin Stalin is 24 years old. He is single living with his mother in Vantanas Canton, Los Ríos Province. The “La Unión” (Unity) communal bank is located in Aguas Frías de Medellín which belongs to Ventanas Canton. The members of this communal bank are short cycle corn, rice and pigeon pea f... More from Darwin Stalin's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid