Update on Christian RobertChristian Robert is 20 years old. He is single and doesn't have any children. He lives with an aunt in Ventanas, in los Ríos province.
Christian is a member of "LA UNION" community bank which is located in Aguas Frías, in Ventanas canton. The members of this community bank work in short-cycle agriculture, growing corn, rice and beans.
Christian is a farmer who grows corn. He also raises animals. He makes his sales and purchases in Ventanas.
Christian is requesting this loan to rent more land and to grow his crops in larger quantities so that he can make better income. The help of this loan will enable him to buy fertilizers and rent more land. His dream is to buy a house and a car.
In his free time, Christian enjoys playing pool and soccer.
Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.
Cristian se dedica a la agricultura a la siembra de maíz además tiene animales para poder criarlos. Las compras y las ventas de los productos agrícolas lo hace en Ventanas.
Solicita el crédito para arrendar más terrenos y poder sembrar en mayor cantidad para obtener mejores ingresos.
Con la ayuda del crédito podrá comprar abonos y arrendar más terrenos. El sueño es poder comprar una casa y un carro.
En el tiempo libre le gusta jugar villa y pelota.
Previous Loan DetailsChristhian Robert is 20 years old. He is single, and does not have children. He lives with a brother in the Ventanas Canton in the Los Rios Province. The members of the La Union Communal bank are located in the Aguas Frias de Medellin Precinct, which is in the Ventanas Canton. The members of… More from Christian Robert's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid